National Debt Relief
![]() |
|
||
Freedom Debt Relief
![]() |
|
||
Accredited Debt Relief
![]() |
|
|
|
CreditAssociates
![]() |
|
|
When it comes to debt relief, there is no one-size-fits-all solution. The exact debt relief solution you should choose depends on the amount of debt you have and the strategy that fits your situation. Debt relief programs include debt settlement, debt consolidation and credit counseling.
The exact cost of debt relief depends on the strategy you choose.
Do debt relief companies hurt your credit score?
Debt settlement is the debt relief program that’s most likely to hurt your credit score because companies often ask you to stop making payments to your creditors. A settlement also stays on your credit report for up to seven years. Taking out a debt consolidation loan may at first hurt your credit score, but as long as you make on-time payments, your score will recover and even has the potential to improve.
What questions should I ask a debt settlement company?
Questions to ask a debt settlement company include the following:
Is debt consolidation risky?
Debt consolidation has many potential advantages, including combining multiple payments to creditors into one manageable, convenient monthly payment, usually at a lower interest rate. However, it isn’t risk-free; if you default on the loan, you could be charged late fees, suffer a hit to your credit and face collection efforts.
National Debt Relief |
||
National Debt Relief is a debt settlement company that negotiates with creditors on behalf of its clients to reduce the amount they owe. The firm settles credit card debt, store debt, payday loan debt, unsecured personal loan debt and more. It charges no fees until it settles your debt and no fees to cancel. Contact National Debt Relief to get a free quote. |
![]() |
Learn More |
Freedom Debt Relief |
||
Freedom Debt Relief is a debt settlement company that works with high-debt customers to negotiate cost-saving deals with lenders. The firm offers assistance with credit card debt, medical debt, personal loan debt and department store debt. There are no upfront settlement fees, and good credit is not required. Contact Freedom Debt Relief for a free debt evaluation. |
![]() |
Learn More |
Accredited Debt Relief |
||
Accredited Debt Relief is a debt relief firm that personalizes debt relief programs for each client. The company offers a money-back guarantee. Accredited Debt Relief provides free savings estimates and free consultations and charges no upfront enrollment fees. |
![]() |
|
CreditAssociates |
||
CreditAssociates offers free, no-obligation consultations to help you find out if you qualify for its debt settlement program. The company helps you settle credit card debt and hospital debt. It charges no fees in advance of reaching a settlement. Good credit is not required to work with CreditAssociates. |
![]() |