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Find the Best Extended Car Warranty Companies in Buffalo, NY

Buffalo residents often purchase an extended auto warranty after their manufacturer warranty expires to cover repairs after breakdowns. The Buffalo News has partnered with ConsumerAffairs to create this guide by comparing customer reviews and local availability of 34 businesses and choosing seven favorites from the top extended auto warranty companies in Buffalo.

Companies pay ConsumerAffairs to be accredited, and The Buffalo News and/or ConsumerAffairs may receive compensation when you click a link, call a number or fill out a form on this site.

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What does an extended car warranty cover in Buffalo?

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Generally, extended auto warranties are available in different plan levels, from basic to comprehensive coverage. Although each company offers a variety of warranty plans with different names, the two main types are:

Powertrain extended warranty: Although this warranty is the most basic warranty, it covers the most expensive components. A powertrain warranty covers the systems that make your vehicle move: the drive shaft, engine and transmission. A powertrain warranty also usually covers the transfer case in four-wheel-drive and all-wheel-drive vehicles.

Bumper-to-bumper extended warranty: A bumper-to-bumper warranty, sometimes known as an exclusionary warranty, covers almost the entirety of your car. It usually covers your powertrain, heating and air conditioning, electrical systems and several other components. Although policy coverage differs by company, typical exclusions are things like glass parts and general maintenance.

Component and system coverage differs per company, so we recommend comparing several extended auto warranties to ensure your plan covers the parts you need.

Buffalo extended car warranty cost

In Buffalo, the average price of an extended car warranty is between $300 and $700 per year. As an example, an extended warranty for a 2015 Honda Accord with 40,000 miles costs between $300 and $600 per year in Buffalo.

The exact cost of an extended auto warranty in Buffalo is based on:

  • Age and condition: The older or more worn your vehicle and its parts are, the more likely you’ll experience a problem. Extended warranty companies take note of your driving habits and the age of your vehicle when determining price.
  • Make and model: High-end or rare cars are more costly to fix, and parts are often pricier to replace. Therefore, you will get a higher quote for an extended warranty if you own a luxury model.
  • Coverage type: There are several different tiers of coverage; a more comprehensive policy generally means your extended warranty will be more expensive.
  • Deductible: An extended auto warranty in Buffalo generally has a deductible you must pay toward repairs. Sometimes, you have the option to choose a deductible. Keep in mind that a lower deductible translates to a higher warranty cost.

Buffalo extended auto warranty FAQ

Where can I use my car warranty in Buffalo?

Your extended warranty contract should state where you are allowed to take your vehicle for repairs. Most companies allow a wide range of auto shops to perform repairs, including dealerships and certified repair shops.

Is a service contract an extended warranty?

Yes, the terms "service contract" and "extended warranty" refer to the same thing in the context of an auto warranty. Both cover vehicle repairs on specific parts and systems after the manufacturer's warranty has expired.

Are extended auto warranties worth it in Buffalo?

If your vehicle is no longer covered by the manufacturer’s warranty and don’t want to risk paying for expensive repairs out of pocket, you should consider an extended auto warranty in Buffalo. Many policies also offer useful bonuses, such as roadside assistance and car rental reimbursement.

Buffalo extended car warranty company information

Accredited Partner

Endurance

Endurance offers five different warranty plans, including stated component and exclusionary options. All extended warranty plans include roadside assistance. The company is a direct provider and makes payments directly to the repair shop. Endurance offers high-mileage plans for vehicles with up to 200,000 miles.

Endurance Learn More (855) 329-7711
Accredited Partner

CARCHEX

CARCHEX offers coverage terms ranging from five to 10 years, with no down payments required. Plans range from major systems coverage to exclusionary coverage. Warranties are accepted at more than 30,000 repair shops across the U.S., and claims are paid directly to the mechanic. A 30-day, risk-free money-back guarantee is offered with all warranty plans. CARCHEX has plans that cover vehicles with up to 250,000 miles.

CARCHEX Learn More (866) 254-0172
Accredited Partner

CarShield

CarShield is a car warranty broker offering many plans, including high-mileage options, specialty coverage and more. The company offers a 30-day money-back guarantee and allows customers to choose any ASE-certified repair shop for completion of repairs. It also provides payment plans and no- and low-deductible options. CarShield covers vehicles with up to 250,000 miles.

CarShield Learn More (800) 587-9408
Accredited Partner

Protect My Car

Protect My Car offers three different warranty plans. All plans include a $100 deductible. Payment plans range from 36 to 48 months. The company provides a 30-day money-back guarantee, roadside assistance and rental car reimbursement. Protect My Car’s plans cover vehicles up to 10 years old with up to 125,000 miles.

Protect My Car Learn More (609) 401-2762
Accredited Partner

Zurich

Zurich offers five plans, with a $0 deductible option. The warranty plans cover motorcycles, powersport vehicles and new and used cars. These plans are only available at select dealerships. Plans include roadside assistance, trip reimbursement and rental car service. Ask about Zurich’s high-mileage plans.

Zurich

GWC Warranty

GWC Warranty offers exclusionary coverage and stated component coverage for new and used vehicles at select dealerships. The company does not require waiting periods before coverage begins, and $0 deductible plans are available. GWC Warranty’s exclusionary plan covers cars with up to 150,000 miles, and its component plan covers vehicles with up to 200,000 miles.

GWC Warranty

West Herr New York

West Herr New York offers four warranty plans: Powertrain, Silver, Gold and Platinum. The Platinum plan is the most comprehensive and includes anti-theft systems and all onboard computers. All plans include nationwide coverage, 24/7 emergency roadside assistance and rental car reimbursement. Plans are not subject to yearly service limits. West Herr New York’s plans cover vehicles bought at any of its 20-plus dealerships. You can find a West Herr store at 3575 Southwestern Blvd., Orchard Park, NY 14127.

West Herr New York